100 | Basic Financial Literacy fpl ruoc dt uuacttiiov ne s. Ebayc hbturyainnsga catni odn si enlcl iunrgs cc oa snt sbaencdopuontteenr -- ti ni avl el ys t md iesnr ut sp. tIsn sttheea dc, ohmo lpdoounntdoi ny og u gr ri onwv etsht moef nyt so ua sr lwo hn eg t ha es r tshaevyi nagl ifgonr rwe ti it rhe my oeunrt , laocnhgi-l tde’ rs me d ou bc aj et icot inv, eosr, af onl oi ot ht oe re snisgunri ef i ci ta anlti ggnosa lw. Ri tehgtuhleasr el ygroeavl si eawn dy oaudrj upsot rats- nmeaerdkeedt,mbouvt eamvoeindtsk.nee-jerk reactions to short-term A VOIDING S HORT R UNS i n g T, bhuet ai tl loufrtee no fi nmv oa kl vi ensg hqi ug hi c kr i spkr oa fni tds ccaannl ebaedt teomspi gt -- nf riof imc a nmti lnoosrs ems .aSrhk oe tr tm- t eo rvme mt reandt isn, gi s, oark ti nr yti on gg taompbrloi nf igt amnodr ec apnr ud de reanitl ay po pu rr ol oa nc hg -itsetroma il nl ovwe syt omuerni tnsvter sattme geyn. tAs tcoa pmi taatlui zreeso voenr t ti mh ee . pTohwi s epra toi ef n cc eo mmpi toi guantde s irni st ekraens dt , wO vheerr et i my oeu, rt he iasr nc ianng sl ega edn teor ast ue btsht ea inr t ioawl ni n ve ea sr tnmi negnst. gshroowrtt-hte, rfmartroaudtiwngeisgthrainteggitehse. potential gains from p l i eTsh ea p“ st llyo wt oa nwdesatlet ahd ymwa ni na sg et hmeernatc. eR” epgrui nl acri p, lwe ae pl l -- tf ihnoaungchi at -l oguotailns vwe si ltlml ieknetl yd el ec ai sdi otno s saul ci gc ne se sd owviet hr tcilme aer. This approach involves setting specific goals and
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