11 SETTING FINANCIAL GOALS is essential for any- ol i ns he i ne mg bc laerakri nogb joenc tti hv ee isr, fyi on ua ngci ivael jyoouur rnseeyl f. Bd yi r ee cs tt ai obn- ad no dn ’ tmkontoi vwa twi ohne rt eo yaocuh iwe vaen tf itnoagnoc ioa rl ws uhcacte syso. uI fwyaonut tnoo apcahriteivc eu,l ayro ud easrtei nl iaktei ol yn taonwd amn ud rekr yt hrreos uu gl ths . l i f e w i t h f o l lOo wn e tehfef eSc tMi vAeRmT ect rhiot edr fi ao.r SsMe tAt iRn Tg tshteasned gs ofaolrs Si spteo- cbiof iucn, dM. eLaestu’ sr abbrleea, kAdc ho iwe vna ebal ec,h Rceol me vpaonnt ,e na tn da nTdi ms eee- how they can be applied in a financial context. S PECIFIC w h Wa t hyeonu swe tat ni nt gt of i naacnhci ei avle .g oVaalgsu, eb eg osapl es cliifki ce a“bs aovuet [2] Y OUR G UIDE TO SMART F INANCIAL G OALS
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