Your Guide to SMART Financial Goals | 15 T HE T URNING P OINT : D ISCOVERING SMART G OALS S E M xc O A it R n e e T d , g d h o a e a y s l , s h J a d o r u h e r n d i n t s h g t i u s a m w p b i e t l r h e s d E o n m u a p i l l o y f , n i n a a n t n h d c e t e h c e w o y n o d r c e k e c s p i h t d o e o p d f . to try it. They wanted their goal to be Specific : a twhor er ke e- bde do ur ot otmh e hy onueseedienda $n4i0c e, 0 n0 e0i gf oh rb oar hdooowdn. Tphaeyy- ment. This was their Measurable target. goaTl he couple then faced the big question: Was this Achievable ? They meticulously reviewed their fai ns iadnec ehsu, sctul et . uTnhneeyc ec sa sl caur yl a et ex dp et nh se ey sc, oa un ldd erveeanl i ss tt ai crat el l dy spaovsesib$1le,1. 00 each month. It wasn’t easy, but it was h o uFsoer bEumt ibl yuai lnddi nJgo hanf, ut ht ui sr eg ot ha lewy ’ da sl no voet .j uTsht ias bmo ua td ae their goal incredibly Relevant to them. Every time tt hh ee yc of ez lyt fda ims ci ol yu dr ai ng ne ed r, st ha enyd rt he me li anudgehdt eera-cf ihl l eodt hgearmoef nigThthsetyhasteat waaited them in their future home. Time-Bound target of three years, wt hhe ii cr hpmr oogtri ev sast eodnt ah ebmi g tcoasl et anyd oa rn itnr atchke. Tk iht ec hy emn a, reka ec dh m oTn ht hr eber iynegai rnsg ltahteemr , Ec lmo si leyr at no dt hJeoihrnd raecahmi e.v e d w h a t hp au dr c ho anscee osfetehme ierdn ei mw phoosms i eb lwe . i tThhfer iye nc de lseabnr adt feadmti hl ye. It was more than a house; it was evidence of their
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