18 | Basic Financial Literacy sptl aa rntni ni ng g yf oo ur rr efti irrset mj oe nb t ,oar bau ds ge ea ts ohne el pds py roouf ems sainoangael yo of uy ro uf irnfai nn ca ensc ieaflf ehcetai vl tehl ya. nIdt pl ertosvyi doeus ma ackl ee airn fpoi rcmt uerde decisions about your spending and saving habits. B UDGET S TRUCTURES y o uAr nb eueddgse ta nc da np rt ae kf eer emn caensy. Sf oo rmmes ,p edoeppleenpdri ne gf e ro na st hi me ipr lien csopmr eea ad ns hd eeextp oe rn sneos t. eObt ohoe kr s tmo amy aonput af lol ry bt ur adcgk- ea tni dn gp raopvpi sd eo rr eoanl l- itni me et oi on lssi gt hh tast ianut ot otmh eaitre f it nh ae npcri oa lc seists- ui nagt i oa ns. yWs theamt e vt he ar tmwe tohrok ds yf oo ru cyho ouo tshea, tt hyeokue ywi isl lf i un sde- regAulbaurldygaentdtysptiicckalwlyiitnhc. ludes categories for various ee xn pt eernt saei ns ms uecnht , a as nhdo us saivni gn, gtsr. a nT shpeos er t actai toeng, ogrri oe cs e hr ieel sp, yb oa uc koirf gnaenei dz ee dy. oBuur dsgpeet ni ndgi ni sgna’ tn adbi odue tn dt ief yp rai rvei na sg tyoo cuur t- sweiltfh; iyto’ su ar bf ionuatn mc i aalkgi noga l cs oannsdc ivoaul us ecsh. o i c e s t h a t a l i g n B u dTgoeotl)s, ol i rk eP oMcokne at Gr cuha rMd ocnaeny ,h Ye lNpAyBo u( Ycorue aNt ee eadn da mi n ag n, at hgeesyeo ua pr pbsu ds gy entc mwoirt he eyf of iuc ire nb talny k. Aascoc fotuhni st swarni td- cv ri de ed i itncsai gr hd tss, ci na tt oe gyoorui zre s ypoeunrd itnr ag npsaatcttei ronnss. , Ta hn edy pcraon-
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