Understanding Credit: Like It or Not | 47 E XAMPLE IN A CTION : A LEX ’ S J OURNEY TO B UILDING C REDIT hu ins dApe l r r e o s x t f , a e a n s s r d i e i o c n n e g a n l c t r l c i e o f d e l i l t e o g n w e a t g h s r e a c r d r u i u g c a h i t a t e l f , , o w b o u a t t . s H l e ik a e e g k e m n r e t a w o n y s t t , h a h a r e t t wp l ao smi na i itni a hl l ay ncdl uaenl eds sa anbeowu tj owbh ienr ea t bo ubset gl i inng. Wc i ti tyh, Aa ldeix- d e cHi di se df i ri ts twsat es pt i wm ae st oo pdei vnei nign taocthheec wk ionrgl da nodf csraevdi ni tg. s ab cuct owu na ts aat fao luoncda al tbi oa nn ka l. Tmhoi sv es edeemmeodnssitmr apt li en ge nhoi su gf ih- nc easnsc, iAa ll erxe stphoe nn sai bpipl ilti ye .dEfnocroau rs ae gc eudr ebdy ctrheids ist mc aarl lds. uHce- dc reepdoi st i ltiemd i t .$W5 0i t0h tahsi s ccoal rl adt, eAr lael x, bwe hg iacnh mbaekci anmg es mhailsl ps uurricnhga shees pf oa irde os sf fe nt ht iea lbs alliaknec ge r ionc ef ur ilel se va ne rdy gma so, netnh-. Tb uhiilsd irnegs paopnossi bi tliev ebcerheadvi ti ohri swt oarsy .h i s f i r s t f o r a y i n t o s u p se o W r k e a o n n to t i t n h h g i e s i t r p o a c b r r e o e n d o t i s t s t c a h a b i r s o d u c . t r T e b d h e i e c t y o p m a r g o in r fi e g l e e a d n f , u a a r d t u h d t e h i r n o , g r A i z a l e e n d x - oc rt eh de irt lha iyset or royf . pHoi ss ipt iavree nc rt se’ dei xt caecl tl ievni tt yc rt eo dhi ti sh ga rboi tws irneg- fhl ee ac tl tehdy pboosoi tsitv. eTl yh i os nh ehlipme ,d ghi vi mi n gs ehcius r ce r ae dl ieta ss ce oor ne aa g r eAa tl enxewwaaspdairlti mg eennt tanbeoaurt hmi sopnliat coer ionfgwhoi sr kc.r e d i t r e - ports. He took advantage of the free annual reports
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