61 WHEN CONTEMPLATING RETIREMENT, it’s cwohmi l me soanv i nt og ifsoac uv sa l uparbi ml eapr ri layc t oi cne , si tasvhi no gu.l dHn o’ twb ee vt ehre, sf eowl e ps tortaetnetgi ay l f ao pr pr er ot iarcehme es nt to prleatni rnei mn ge. nLte pt ’ lsa enxnpi nl ogr ei na- tellIimgeangtilnyeanrdeteirffeemcteinvetlyp.lanning as constructing a fi no rgt. rTersasdtiot i os na fael gsua avri nd gyios ul irk feust tuarcek if ni nga bn rciicakl sw, oenl l e- bbey- ol i na be ,l emaent idc us lt oe ua ds lyy bbuuti l md i anyg taaskoel itdi mf oeu tnod sa et ieo ns u. Ibt s’ st ar ne -- tcirael a tgi rnogwpt ha s. sNi voewi,n cl eotm’ s e i ns tt rr eoadmu cse—ti ht ’ es ackoinnc etpot i no -f sf et ae ldl i inngt oa ynoeut wr foorrkt roefs sh, i bd od lesnt esrpi nr ignigt ss st ht raetncgotnh t ai nnudarl el y- silience. These springs represent investments in [9] R ETIREMENT P LANNING S IMPLIFIED
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