BELLWETHER THE Issue 6
DR. KAMIN SAMUEL
FRITZ COLINET STRATEGIC BRANDING AND MARKETING
MARGO SPILDE REAL ESTATE ENHANCES YOUR CURRENT STRATEGY
ALEX SNIDER UNLOCKING LASTING TRANSFORMATION
Editor’s Note
As we continue to influence the business world with The Bellwether Credo, we invite you to join us in shaping a future where businesses thrive on the principles of fairness, transparency, and respect. Together, let's set a new standard for success, one that measures achievement not just in profits but in the positive impacts we create. Embrace this spring as a chance for growth and ethical flourishing. Let's make 2024 a landmark year for responsible and equitable business practices. Enjoy the journey through this edition, and here's to a year of living well and prospering fairly! Our Movement
Our Mission
Ethical Compass
Executive Editor Michael Garrison
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ABOUT THE TEAM The Bellwether Magazine began as a humble passion project by a group of visionary entrepreneurs with a shared goal—to create a platform that celebrates the journey of entrepreneurship, from the thrill of starting a venture to the triumphs of scaling and beyond. Like you, we know the exhilarating highs and daunting challenges of forging one's path in the business world. It was this shared experience that drove us to build a community of like-minded individuals, pooling together our collective wisdom to inspire and support each other on our entrepreneurial quests.
Tanya Brockett | Managing Editor
Deborah Froese | Contributing Writer
Michael Garrison | Executive Editor
Debra Wallace | Contributing Writer
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Real Estate Roadmap
Foodie Forum Insights into all things real estate. It covers topics such as tips for buyers and sellers, real estate trends, investment strategies and financing options. The latest trends and developments in the world of fine dining, including top restaurants, chefs, and culinary experiences.
16 Health Hacks for Happiness
Focuses on health and wellness, including yoga, meditation, exercise, eating, mental and physical health and more.
24 Lightlines 26 Lifestyle
30
Thoughts and words for the month that provide inspiration and enlightenment.
36 Covers financial topics like revenue generation, tax strategies, wealth creation and investment opportunities including philanthropy. Money with Morals
Focuses on luxury lifestyle items and experiences that entrepreneurs and business people enjoy or incorporate into their lives.
new tech products. 46 Tech Bytes
30 Featured Forum
Provides education on the latest technology trends and products, including social media, SEO, and
Dr. Kamin Samuel is a philanthropist and successful executive coach. She is also the first African American woman U.S. Navy helicopter pilot.
51
Whats the Word Educational nuggets and value-adds that may be appealing to entrepreneurs and business people.
59 Author Advantage 62 Not Forgotten 66 Events Calendar
Highlights reading materials that may be of interest, including books by successful business leaders and authors.
Remembering the past exemplars of the bellwether tradition. Thought leaders, trendsetters and those thought ahead of their time.
36
All relevant events coming up presented by contributors to this issue.
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Ethics is knowing the difference between what you have a right to do and what is right to do.
-- Potter Stewart
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ROAD MAP REAL ESTATE
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INTRODUCTION TO REAL ESTATE INVESTMENT GROUPS
Imagine a group where people join forces to make smart real estate decisions – this is what Real Estate Investment Groups (REIGs) are all about. They pool resources to invest in large properties like apartment complexes, managing these investments and ensuring smooth operation. Unlike Real Estate Investment Trusts (REITs), REIGs have more operational flexibility, making them a unique option in real estate investment.
EXPLORING REIGS AND THEIR INVESTMENT STRATEGIES REIGs offer diverse real estate opportunities, combining resources for various property ventures. Their activities range from financing property deals, flipping houses, leasing out properties for rental income, to selling units while managing the property. The goal is to create consistent cash flow, appealing to investors who seek a hands-off approach in the real estate market.
STRUCTURE AND TAX IMPLICATIONS
GETTING INVOLVED WITH REIGS involves understanding the group's rules and requirements, including minimum investment amounts. Evaluating a group requires considering its track record, operational transparency, management experience, financial stability, and regulatory Joining a REIG compliance. Starting your own REIG is an option for those with a strategic plan and a clear vision for real estate ventures. THE BOTTOM LINE Real estate investment groups offer a collaborative approach to property investment, sharing risks and rewards. Whether joining an existing REIG or starting a new one, it's crucial to find a group that aligns with your investment goals, preparing you for a fulfilling journey in real estate. Michael Garrison is an investor, real estate entrepreneur, and construction industry consultant whose mission has been to
REIGs
typically
operate
as
THE PROS AND CONS OF REIGS depreciation, while also bearing potential liabilities on property sales. Crowdfunding has also emerged as a modern approach to REIG structures, broadening investment opportunities. shares and are managed by a team, with shareholders having varying degrees of influence. Tax- wise, partnerships offer deductions for business expenses and partnerships corporations. Partnerships involve shared profits and losses, with tax implications directly affecting the partners. Corporations, alternatively, sell or Investing in REIGs allows pooling funds for larger real estate ventures, diversifying risks, and enhancing potential returns. However, challenges include restrictions on liquidating investments and management fees affecting profits. The success of an REIG largely depends on the management team's expertise, highlighting the importance of choosing the right group.
promote purpose, security, and success. He was once a radio celebrity and is also the executive editor at The Bellwether magazine. Connect with Michael on LinkedIn.
Click Here to Read Previous Articles by Michael
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LET'S GET REAL ABOUT REAL ESTATE A SERIES ABOUT PASSIVE REAL ESTATE INVESTMENT BY MARGO SPILDE
Owning or controlling real estate gives you options to take advantage of opportunities that provide you with freedom. Let's get real about real estate. SUPER SNEAKY WAYS REAL ESTATE ENHANCES YOUR CURRENT STRATEGY PART 1
Have you seen people who bought real estate and became "accidental millionaires?" Nobody ever thought that person would make something out of themselves, and look at them now. Why did that work for them? More importantly, how can you ensure it will happen for you? Here are five sneaky ways real estate enhances your current strategy and gives you options and opportunities for greater freedom and autonomy. Once you understand the how, the why becomes easy. This information will motivate you to work towards buying investment real estate intentionally to provide a definite outcome.
The foundational piece of the real estate strategy is cash flow. After paying the mortgage, insurance, taxes, property management fee, and any utilities or expenses from the rent received, you have left over the net cash flow. Depending on the property, your net cash flow may not be very high initially. That can make real estate feel frustrating when it is get rich slow process. There are creative ways to increase your cash flow, and often, there are ways to trade off what you invest that may not be money to gain property ownership. The four pillars that hold up the roof in your real estate investment property are leverage, depreciation or tax saving strategies, appreciation, and inflation-adjusted rent. Leverage is other people's money or OPM. In its most common form, this is a mortgage from a bank. There are a variety of financing strategies that I will cover later in the series. For now, it's important to note the benefits of getting financing is not simply because you don't have enough money to pay for the entire property.
One super sneaky way that owning real estate enhances what you are currently
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A SERIES ABOUT PASSIVE REAL ESTATE INVESTMENT
doing is because using leverage to buy real estate gives you three distinct benefits. It allows you to multiply the number of investment purchases you can make with the same amount of money. Second, you will own more properties earlier than if you saved all the money upfront. Last, leverage can increase your returns within the investment. Tax-saving strategies can be another super sneaky way to enhance what you are doing currently. One big benefit of buying real estate, similar to certain business expenses, is the opportunity to depreciate a portion of the asset yearly. You may be able to reduce income earned by what you pay in mortgage interest and expenses. Tax strategies depend on your current taxable income or tax structure, so please talk to a certified tax professional who understands the benefits of real estate to discuss the best fit for you. Appreciation of the value of the asset is a sneaky way to make inflation work for you rather than against you. When you own and control a real asset, you get to participate in the upside of rising prices. When you have purchased an asset at yesterday's prices with other people's money, you own today's value with yesterday's pricing. The increased value of the asset is one very sneaky and slow way that real estate amplifies your results and affords you greater freedom in the future. Warren Buffet says to buy assets where you can increase prices to keep up with inflation without lowering demand for the product. Rent has that benefit. People will always need a place to live, and rent has historically increased with inflation. To pull all of this information together, let's compare real estate to funding a 401(k) plan. Let's say you decided it's time to fund your retirement plan. You ask your neighbor if they would be willing to invest the $1500 you need every month in your account. How likely are they to agree to that? It will never happen. What if you invested in a property in your neighborhood instead? If somebody you know wants to live near you without buying a house, how willing will they be to pay you $1500 monthly rent? If the house is nice, it fits their needs, and the rent
is equal to its worth, they will likely pay you the rent. In essence, they are, in a super sneaky way, funding your retirement account. Rent allows the asset to pay all the expenses for itself. You get to own the asset's appreciation, capture equity from mortgage paydown, utilize tax-saving strategies, and keep the net cash flow after paying all the expenses with someone else's money. Leverage allows you to buy more real estate with the same amount of cash earlier, increasing your returns. As you can see, understanding investment real estate gives you options to take advantage of more opportunities and create freedom for yourself and your family.
Margo Spilde is a real estate entrepreneur specializing in buy-and- hold, private money, and wealth strategy. She is the best-selling author of Live Your Life of Abundance. Margo is passionate about helping people become the best version of themselves through Love Your Life Coaching and Advisory Group. www.margospilde.com
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Balancing Climate Goals with Agricultural Growth
The proposed overhaul of the global food system, aimed at addressing climate change, biodiversity loss, and health issues, presents a complex scenario. On one hand, there's an expected one-third rise in agricultural commodity prices by 2050, while on the other, potential benefits worth up to $10 trillion annually are projected. This raises a critical question: is the immediate economic burden justified by the promise of long-term gains?
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The Cost and Potential of a New Food System
prices by 2050, a consequence of the proposed food system overhaul, is a pressing concern. It's particularly impactful for low and middle-income countries, which are still grappling with the economic fallout of Covid- 19. These higher costs could have far-reaching implications, potentially exacerbating food insecurity and widening the gap between affluent and less wealthy nations. Sustainable food production, involving shifts to environmentally friendly practices and healthier diets, is posited as a critical need. This transition, however, calls for a significant alteration in consumer behavior. By choosing sustainable options, consumers can drive demand for more responsible food production methods. Critics argue that the burden of these changes unfairly falls on consumers, particularly those in economically disadvantaged situations. Higher food prices could limit access to healthy options, leading to a paradox where sustainable choices become a luxury. Furthermore, skeptics question whether widespread consumer behavior can realistically shift to the extent needed to make these systemic changes effective. They point out that without substantial subsidies or incentives, the shift to sustainable consumption could be slow and uneven, potentially undermining the overall goal of the transformation.
This expanded view offers a more nuanced understanding of the economic and social dimensions of the proposed food system changes, acknowledging the challenges and skepticism surrounding the feasibility and fairness of these shifts.
The current food system incurs around $14 trillion in environmental and health costs annually. A sustainable shift promises significant benefits, ranging from $5 to $10 trillion per year.
Catalysts in Food System Transformation
Critics
argue
that
these
projected are speculative and hinge on numerous variables, making them an unreliable basis for such a drastic overhaul. Additionally, the immediate financial burden on farmers and consumers might outweigh these uncertain long-term benefits. benefits
The debate over transforming the global food system opens up unique avenues for entrepreneurs and philanthropists, each playing a critical role in shaping the future of food sustainability. Entrepreneurs: They stand at the forefront of innovation, particularly in developing sustainable food solutions and agricultural technologies. The shift towards a more environmentally conscious food system creates a burgeoning market for innovative products and services. From plant-based alternatives to precision agriculture, entrepreneurs have the opportunity to drive significant environmental impact while tapping into a financially promising sector. Their ventures can offer practical solutions to the challenges of high food prices and sustainability, particularly in regions most affected by these changes. Philanthropists: On the other side, philanthropists and foundations have the potential to accelerate this transformation. By investing in initiatives that
Challenges and Transformation in Agriculture
EU face challenges such as subsidy cuts and rising fuel costs. Johan Rockström suggests a shift away from monoculture and a reduced reliance on animal products. farmers already However, opponents point out that such drastic changes could disrupt existing agricultural economies, risking livelihoods. There's also skepticism about the feasibility and willingness of consumers and farmers to adapt to these radical changes, especially in traditional farming communities.
Economic Implications and Consumer Responsibility
The predicted rise in food
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Closing Arguments
support sustainable agriculture and make healthier food options more accessible, they can help mitigate the immediate economic impacts of the transition, especially in vulnerable communities. Their contributions can also support research and development in sustainable practices, ensuring that the shift is not only effective but also equitable. However, this landscape is not without challenges. For entrepreneurs, the risk lies in prioritizing short-term profits over genuine sustainability, potentially leading to solutions that are more market-driven than environmentally impactful. Philanthropists face the challenge of ensuring their investments bring about lasting change without exacerbating existing inequalities.
There's a delicate balance between providing aid and enabling self- sufficiency in food production among different communities.
Balancing immediate economic challenges with the long-term benefits of a sustainable food system overhaul is a complex task. While the transformation the promises, arguably, a healthier planet and populace, the road there is fraught with economic, cultural, and practical challenges. Both entrepreneurs and philanthropists are pivotal in navigating the complexities of the food system overhaul. Their actions and decisions today will contribute to the health and well-being of generations to come. Can we afford the short-term costs for long-term sustainability, or are we risking too much on an uncertain future?
Insights
and
Future
Projections
This line of thought offers two pathways: maintaining the status quo or transforming the food system. Recent studies suggest that changes could lead to food systems becoming net carbon sinks by 2040.
Critics
argue
that
these
conclusions overly optimistic, overlooking the practical challenges and are resistance to change in both production and consumption patterns. They emphasize the risk of economic disruption and potential job losses in traditional agricultural sectors.
-Staff Writer-
Health Hacks for Happiness
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A MAN'S GUIDE TO PHYSICAL, MENTAL, AND EMOTIONAL AGING
Page 17
Testosterone is the building material for a man. When a man reaches his early 40's testosterone begins to decrease quickly as he ages. Few people are aware that when testosterone declines, being the master male hormone, everything about the man’s physical and mental physiology also decreases! This includes the immune system and some of the necessary hormones to keep mental fitness in balance. The decline of testosterone causes the breakdown of hormones in a man’s body and does not allow him to feel the same physical prowess as he did when he was younger. It can cause him to feel like less of a man physically, mentally, emotionally, and spiritually, causing serious repercussions on his psyche and not only how he views himself, but how he perceives the world views him. The result is that he feels less in control and not the man he once was who previously took charge of situations. It goes back to when men were relied upon as the hunter and protector of their families. That hardwiring in our nature in present times would equate to a man who is the provider and breadwinner of his family. The decline in his testosterone would lead to disengagement and detachment from his responsibilities without a full understanding of why. This continued de-escalation of a man's masculinity can be seen worldwide today. The effects of the decline in testosterone can take the shape of suicidal or violent rage tendencies in men, depending on location and age group. The percentages are high across the board worldwide.
time and drinking too much are displaying unhealthy coping strategies that may be clues that they have male depression. Other signs are feelings of sadness, hopelessness, emptiness, or symptoms of being extremely tired, having difficulty sleeping, or sleeping too much. The inability to not receive pleasure from activities usually enjoyed in years past can be an ongoing indicator along with other behavioral signs of depression — but not recognized as such — they include: Escapist behavior, excessive time at work or on sports Physical symptoms, such as headaches, digestive problems, and pain Problems with alcohol or drug use Controlling, violent, or abusive behavior Irritability or inappropriate anger Risky behavior, such as reckless driving If these traits have been observed in others or yourself, then it is very important to determine testosterone levels. This can be achieved through a blood test as detailed below...
Testosterone testing process and results (1)
A textbook normal range is from 300 to 1000 nanograms per deciliter (ng/dL) or 10 to 35 nanomoles per liter (nmol/L). Based on research from multiple sources, the optimum range is in the 600s, “the Goldilocks Zone," not low or high. Graph depictions show the gradual loss of testosterone in a man's 30s but is generally not felt dramatically until his early 40s and then continues on throughout his life...
Testosterone levels in men (graphs) (2)
When men reach middle age their testosterone levels are much lower than
For men who feel irritable, isolated, or withdrawn, find themselves working all the
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what they should be due to hormonal changes, eating habits, lifestyle, and even environmental factors.
deciliter but this number falls an average 44 nanograms by age 65. (3) An even more alarming aspect to a man's testosterone health is not only physical, but mental and emotional as there have been studies indicating that testosterone levels and suicide may have a correlation. (4) If levels are too low 500 nanograms per deciliter or less by different researchers, then the following traits have been observed...
The following gives an indication of what levels should be in a man's 50s for an ideal range of 400-600 nanograms per deciliter. Most doctors classify levels below 300 nanograms per deciliter to be an indicator of low testosterone. The average level of total testosterone for men in their early 50s should be 606 nanograms per
Reduced sex drive Decreased motivation Fatigue Insomnia Depressed mood Loss of focus and concentration Anxiety and irritability Impaired memory Reduced cognitive function Poor sense of well-being
Fewer spontaneous erections Difficulty sustaining erections Increase in body fat Reduced muscle mass Poor workout results Muscle aches and joint pains Declining bone mass Swollen or tender breasts Flushing or hot flashes Osteoporosis
If levels are too high - 800 nanograms per deciliter or more...
the role of testosterone in aggression dyscontrol.(6)
aged and older men. This article (4) correlates a variety of study results via biological data and observational information to illustrate that both high and low testosterone levels may play a role in suicidal behavior in men of any age and that having as balanced a level of testosterone will affect all areas of a man's health and should be treated as soon as possible in a way that best suits the individual. 1, 2, 3, 4, 5, 6 Ben Loyd has worked in computer systems technology 34 years, studied alternative electrical sciences 14 years, men’s health needs over 40 for 5 years. Footnote
Studies shown tendencies, depending on age, and have revealed that high levels of testosterone in adolescents and young adults but low levels in the elderly may be central to suicide risk. have To try to explain how the higher testosterone levels in young male suicide attempts comes into play, researcher Leo Sher of Icahn School of Medicine at Mount Sinai has previously proposed that high and low testosterone levels may be associated with suicidal behavior in young and older men, respectively, through different pathomechanisms (5). In young men attempting suicide, one possible explanation could be
However,
the
positive
relationship between testosterone levels and suicide may not be true for all ages of people. Many studies suggest that testosterone plays a role in the regulation of mood and behavior. Most but not all investigations of the relationship between testosterone and suicidal tendencies found relations between testosterone and suicidal behavior. The balance of evidence is in favor of the view that testosterone is involved in the pathophysiology of suicide potential. Both high and low testosterone levels can be observed in adolescent, young, middle-
https://benjloyd.com https://www.linkedin .com/in/loyd-s-
discovery- ab00a5294
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EMBRACING HOLISTIC HEALTH
AN ENTREPRENEUR'S PATH TO ENHANCED WELL-BEING Inspired by a recent interview with Jessica Karwat.
Staff Writer Where success often comes with high stress and constant demands, understanding and embracing holistic health has become crucial, especially for entrepreneurs and business leaders. This approach to health isn't just about treating symptoms but involves a comprehensive understanding of one’s physical, mental, and emotional well-being. Holistic health is not a destination but a journey, a philosophy that successful individuals can benefit from. Understanding Holistic Health The concept of holistic health extends beyond the absence of illness. It's a multidimensional approach encompassing physical, emotional, social, and spiritual well-being. Entrepreneurs often face unique health challenges due to their high- stress environments and unpredictable schedules. The first step toward achieving a holistic balance is recognizing that mental and emotional health are as crucial as physical health. It's about listening to the body, understanding its signals, and responding with care. This approach encourages a deeper self-awareness, helping individuals identify and address the root causes of health issues rather than just symptoms. It's a journey towards understanding and harmonizing the body's needs with the mind's aspirations. The Impact of Hormones and Emotions Our bodies are complex systems, significantly influenced by hormonal fluctuations, which
can affect everything from energy levels to decision-making. For business leaders, being aware of these fluctuations can be crucial in managing our day-to- day activities and long-term strategies. Moreover, emotions and past traumas can have a lasting impact on our health. Addressing these aspects, rather than just the physical symptoms, can lead to more profound and sustainable health improvements. Strategies for Improved Well- Being Improving one's well-being isn't about drastic changes but small, sustainable shifts in lifestyle. Jessica Karwat suggests this includes balanced nutrition, focusing on plant-based diets, ensuring adequate sleep quality, and managing stress effectively. Incorporating mindfulness practices and regular physical activity can also significantly improve health. These practices don’t just benefit the body; they also foster a sharper mind and a more resilient emotional state. The Power of Mindset in Health Mindset is a powerful tool in shaping our health and our lives. It goes beyond positive thinking; it's about cultivating a frame of mind that consistently favors growth, resilience, and well-being. This mindset shift can transform challenges into opportunities for learning and development, a vital trait for business success. Entrepreneurs with a health-focused mindset are more likely to make decisions that enhance their well-being. They understand that their health is an investment, not an expense, and involves setting boundaries, prioritizing self- care, and balancing work and Click Here to Read Previous Articles by Jessica
personal life. By fostering a positive mindset, entrepreneurs create a foundation for long- term health and success. Integrating Health into Busy Lifestyles Integrating health into a busy lifestyle might seem daunting, but it's about making small, consistent changes. Time management plays a crucial role. Entrepreneurs can schedule short breaks for physical activity or mindfulness practices just as they would for business meetings. This could include short walks, stretching exercises, or brief meditation sessions. Nutrition is another key aspect. Simple changes like choosing whole foods over processed snacks, staying hydrated, and mindful eating practices can make a significant difference. It's also about finding enjoyable and rejuvenating activities, whether it’s a sport, a hobby, or spending time in nature. By making health a non- negotiable part of their daily routine, entrepreneurs can enhance their overall productivity and well-being. Holistic health is invaluable for anyone striving for success in their professional and personal lives. Understanding and imple- menting these health strategies can lead to a healthier, more vibrant life and a more successful career. It's about creating a balance, understanding one's body and mind, and making health a consistent part of the journey to success.
Jessica a Women’s Health Expert, Vegan Nutritionist, Trainer, and Yoga Teacher and passionate about women’s empowerment. Karwat is www.womensacademyoftr ansformation.com/contact
WAKE-UP CALL TAKING CHARGE OF YOUR HEALTH FOR YOUR BUSINESS In the fast-paced worlds of entrepreneurship, business ownership, and leadership, the relentless pursuit of success often overshadows our health. But here's a stark reality check:
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Wake-Up Stats:
Type 2 Diabetes : Primarily insulin resistance, where the key (insulin) struggles to unlock cell doors. Over 90% of diabetes cases are Type 2. Are You at Risk? Let's talk risk. Some factors are in your control— body weight and lifestyle habits. But others, like age, ethnicity, and genetics, play their cards. It's not about blame; it's about awareness. Take the Prediabetes Risk Test at Take The Prediabetes Risk Test | DoIHavePrediabetes.org. Let's face it, you're not one to ignore a potential threat in your business—why do it with your health? like having very few or no keys (insulin). Less than 10% of those with diabetes are in this boat, and it demands insulin for survival.
37.3 million people in the United States have diabetes— that's 11.3% of the population. 96 million adults, a whopping 38.0% of the adult population, have prediabetes. Every year, 1.4 million Americans, just like you, get hit with a diabetes diagnosis. You could be dealt a game-changer that reshapes your personal and professional trajectory. If current trends persist, by 2050, 1 in 3 adults could be living with diabetes. Imagine 1 in 3 adults in your business community dealing with diabetes. It's not just a statistic; it forecasts challenges that could impact your business environment. Now, let's not sugarcoat it—this is a call to action, especially for those leading the charge in the business world. Success is crucial, but so is your health. It’s vital to recognize the impact your health has on not just yourself but also on your family. Breaking It Down: Diabetes messes with how your body handles sugar. Picture it like a critical lock and key system: glucose, your energy source from food, is needed for daily activities. Insulin is the key, made by the organ called the pancreas, to unlock your cell doors. This allows glucose to enter your cells and fuel your hustle. Most of the time, this lock and key system works like a well- oiled machine, ensuring glucose is used efficiently. However, diabetes can throw a wrench into this system, leading to different types: 1. Insulin Resistance. Sometimes, your cells become resistant to the key, insulin. It's like having a key that doesn't fit the lock properly, even when there's plenty of glucose around. This leads to elevated blood sugar levels. 2. Insulin Deficiency. In other cases, the pancreas doesn't make enough insulin or none at all. This means there aren't enough keys (insulin) to unlock the cell doors, so glucose stays trapped in your bloodstream. 3. Glucose Overproduction. Occasionally, the liver over- produces glucose and releases it into your bloodstream at the wrong times, especially overnight. This results in sudden spikes in blood sugar levels.
Recognizing Symptoms : Let's get practical and talk about the signs:
Frequent urination? Persistent thirst? That could be your body trying to tell you something. Excessive hunger, even when you're eating like a boss? Your cells might not be getting the message. Increased fatigue and blurred vision? Although could be attributable to many things, it’s important to be aware and take note. Slow-healing wounds? Unexplained weight loss? Tingling in the hands and feet? Dry, itchy skin or frequent infections? These could be multiple memos from your body. The Bottom Line : Your success depends on more than just business strategy; it depends on your health. These symptoms could be your wake up call, and here's the silver lining: as you take charge of your health, these symptoms can fade away. With a determined mindset, clear goals, healthy habits, and tools such as diabetes self-management education, skills and support—just like you tackle business challenges—you can secure not only your success but also a thriving future.
It's time to make a power move—for your business and your well- being. Because in the game of life, the real winners prioritize both.
Leanna Schwend, PharmD and Diabetes Care and Education Specialist, owner/CEO of Yellowstone Pharmacy of Forsyth and
Founder of SugarBEAT Enterprise. Leanna has received awards for Excellence in Innovation and Advancing the Vision in Quality Care. She's also thriving with Type 1 Diabetes. Learn more at www.sugarbeatenterprise.com and www.yellowstonepharmacy.com.
Type 1 and Type 2 Diabetes : The two most common types of Diabetes:
Type 1 Diabetes : Insulin deficiency,
Page 23
What Do You Consume? The challenge: impress upon a class of Sunday School youth the simple but often overlooked idea that our minds are composed of what we fill them with. (Philippians 4:8, if you’re curious.)
With Deborah Froese
Author, editor, and story coach Deborah Froese is on a mission to spark change through the stories we share. www.deborahfroese.com
Added challenge: the Sunday morning phenomenon of residual sleepiness.
Listen to This Article Here
The solution: garbage.
AI-generated image courtesy of Pixabay.
I began the class by placing a waste basket full of crumpled paper and other innocuous debris on the table. “What goes in here?” I asked.
Various hormones and neurotransmitters connect the body and mind. When we experience something good, feel-good chemicals elevate our sense of well-being. We engage more effectively with others and are more productive. When we experience something bad—especially when we dwell on it with our voraciously ruminative minds—the disruptive chemicals released weaken the immune system, slow healing, create digestive issues, and impact mental health. So back to that garbage. We know highly nutritious foods promote better bodily health than junk food. Nothing wrong with junk food on occasion, but a steady diet promotes illnesses from heart disease to cancer. The mind is similar. What you fill it with shapes it. News is a big one. In his new book, Manipulating the Message, award-winning Canadian investigative journalist Cecil Rosner points to the demise of truthful reporting. With the rise of digital media and growth in the public relations and communications industry, Canadian spin doctors outnumber professional reporters by roughly fourteen to one. Add to that, news consumers increasingly turn to digital devices for information. In-depth, investigative news stories tend to be long and less easy to consume on a smart phone. Consumers want sound bytes. Those sound bytes may hold elements of truth but not enough to shape an adequate perspective. Unfortunately, they can shape false ones.
“Uh, garbage?” one youth responded slowly.
“That’s right. So, what comes out?” I asked, pouring the garbage over the table.
“Garbage,” they chorused, somewhat more awake.
That little demonstration launched a lively conversation centered around contemporary media—from social media and news to books and other forms of entertainment. Those teens quickly made the connection between what they placed their attention on and how it made them feel. We discussed how our feelings translate into a worldview that may or may not be empowering—or even accurate. Teens aren’t the only ones who need to hear that message. Paying too much attention to news tends to frustrate, depress, or anger me, so I’m careful about where I go for information and how much time I spend there. I want to be informed, not overwhelmed. Whether film, books, or video games, contemporary entertainment lures me in. But its tendency to focus on a depraved sense of humanity, with violence and aggression as the solution to violence and aggression, brings me down. I’m on a mission to find edifying entertainment. I don’t want to diminish the very real challenges in front of us, but to issue a reminder dwelling on negativity won’t move us forward. It will immobilize us. Alia Crum, Associate Professor of Psychology at Stanford University, says, “Our minds aren’t passive observers, simply perceiving reality as it is. Our minds actually change reality.” She goes on to say, “If we truly want to tackle the diseases and crises of our time, we need to more effectively acknowledge and leverage the power of mindset.” Science shows us that our minds don’t distinguish between what we actually experience and what we emotionally experience through a well-told story. When emotions are triggered, say through a compelling social media post, a news report, or a movie, our brains record our reaction as though it were a real experience. Over time, those stories congeal to create a perspective.
If you want to improve your media diet—news and otherwise--consider these suggestions:
Take note of how you feel after the entertainment media you consume. What disturbs you? What uplifts you? Seek the latter. 1. Develop your critical thinking skills; evaluate news sources for credibility. That means looking for verifiable facts rather than opinions that simply augment your own. 2. Focus on possibility thinking rather than positive or negative thinking, both of which can cloud perspective, and lean toward media that does the same. 3.
We are what we consume, inside and out. Let’s aim for healthier choices.
1- Nathan Collins, “Stanford researchers explore how the human mind shapes reality,” Stanford News, June 11, 2018, https://news.stanford.edu/2018/06/11/four-ways-human-mind-shapes- reality/. 2- Cecil Rosner, Manipulating the Message: How Powerful Forces Shape the News (Toronto, Canada, Dundurn Press), 2023, p. 2.
Click Here to Read Previous Lightlines by Deborah
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THE ESSENCE OF LUXURY A Journey Through
Luxury… it has evolved from a concept associated solely with extravagance to a multifaceted symbol that reflects personal achievements, innovative gains, and a quest for a balanced lifestyle. This transformation inspired us to explore luxury's roots, its significance in a digital society, and how it influences the entrepreneurial spirit in a way that is both engaging and informative. The concept of luxury has always been about the extraordinary—comforts in scarcity, treasures from far-off lands, signifying status and power. However, as society progresses, the traditional view of luxury has shifted. For the modern entrepreneur, the essence of luxury goes beyond the tangible. It's found in enriching experiences, cutting-edge technology, and personalized services. It's a pursuit of quality in life and peace of mind, where time and experiences hold more value than material goods. At the heart of this modern luxury lies the luxury of time—unrushed moments that allow for innovation, reflection, or simply being. This reimagined luxury values simplicity and inner peace over outward displays of wealth, steering entrepreneurs towards finding fulfillment in the understated. Sustainability has also become a key component of today's luxury narrative. Entrepreneurs now advocate for a responsible
luxury that prioritizes the planet's wellbeing, challenging the old paradigms of opulence with practices that ensure a sustainable future. This approach to luxury demonstrates that indulgence doesn't have to come at the expense of the environment. Moreover, luxury has become a deeply personal affair, mirroring an individual's journey, values, and dreams. The desire for customized experiences that resonate with personal preferences highlights a shift from broad symbols of affluence to a more nuanced, individual definition of luxury. Luxury, then, is not just about what one possesses, but how one lives. For the entrepreneur, it represents a commitment to living in alignment with one's values, where happiness is derived from simplicity and innovation is revered. By redefining luxury on personal terms, it becomes less about the accumulation of wealth and more about the richness of a life well-lived. This perspective invites entrepreneurs to contemplate their own definitions of luxury, prompting a reevaluation of success to encompass not only financial prosperity but also personal satisfaction, sustainability, and ethical integrity. Through this lens, luxury reimagined is not about reaching a destination of wealth but about the journey of living fully, ethically, and innovatively.
WHY CORPORATE RETREATS ARE A GAME-CHANGER FOR BUSINESSES As we know, corporate retreats are gatherings where company members, ranging from a single day to an entire weekend, come together to discuss and engage in activities related to the company's growth and improvement. These retreats are designed with a very strategic agenda aimed at enhancing productivity, spurring innovation, and strengthening team dynamics, among many other benefits. Where everything in the world is rapidly evolving, businesses must adapt swiftly to maintain their competitive edge. Corporate retreats serve as motivation for addressing the many organizational challenges we all face in an efficient way. This article reveals several specific objectives that can be tackled during a retreat and the various reasons such gatherings are pivotal for rejuvenating businesses.
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Focused Objectives It's advisable for companies to concentrate on one or two primary objectives during a retreat to avoid overwhelming participants and diluting the effectiveness of the event. Common objectives include refining the company's mission, vision, and goals; evaluating client demographics and growth opportunities; analyzing competitive terrain; and exploring potential partnerships. While these topics might seem manageable in regular meetings, retreats offer a distraction-free setting that promotes deeper focus and engagement because of it being a more intimate environment.
Transformative Power
Renewed Success Corporate retreats are more than just off-site meetings; they are a strategic investment in your company's future. By the company providing a space for deep reflection, creativity, and collaboration, retreats can significantly impact its trajectory, realigning it with its vision for success in a constantly changing business environment. Companies that embrace the opportunity to reset and realign through retreats are better positioned to thrive and grow in the crowded and competitive marketplace.
Retreats provide a unique environment that is conducive to open, productive discussions away from the usual workplace distractions. Imagine trying to redefine your company's core values in a typical office setting—numerous meetings might be required, potentially hampering the various ongoing projects. A dedicated retreat, however, allows participants to fully immerse in the topics at hand, resulting in more meaningful outcomes and strengthening company culture.
Retreats are unparalleled in their ability to unite employees, managers, and executives in a conducive setting to collaboratively ponder the future direction of the company. They are instrumental in: BENEFITS
Making every staff member feel valued and involved in significant company decisions.
Stimulating cooperation across different departments and fostering innovative thinking.
Unearthing hidden talents within the organization and discussing pivotal changes.
Elevating morale and tackling challenges collectively.
Enhancing dedication and fostering a sense of belonging among employees.
If you have any questions or want to see if you qualify to build your own retreats... Catherine Kontos, Founder & RetreatEO at RetreatBoss™ https://retreatboss.com
Click Here to Read Previous Articles by Catherine
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THE BELLWETHER FEATURES...
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Soaring Through Turbulence: Kamin Samuel’s Story of Endurance —Ira Bowman
in Positive Neuropsychology and three master's degrees in Information Systems, Spiritual Psychology, and Spiritual Science. Her unique background allows her to provide clients with the technical and soft skills they need to succeed. Kamin also has a caring heart and a desire to help. She sits on the board of EduCare Foundation, Los Angeles' largest after-school program. She is also on the President’s Advisory Board of the USS Iowa in Long Beach, California. Kamin is committed to
helping educational organizations and providing opportunities for women, children, and veterans. She is currently in production on a film to assist all of these.
Are people born to overcome challenges and serve others as they reach for their dreams? If your name is Kamin Samuel, the answer is yes! Kamin was born into humble circumstances to a U.S. family at a hospital in the Congo. As a young child, she had short stops in Paris, San Diego, Palo Alto, and East Brunswick, NJ, before her family settled in the greater Washington D.C. area. One thing to note about Kamin’s childhood is it foreshadowed what was to come. How? Her parents were both ministry-minded, service-minded people. That had a huge impact on the adult that Kamin blossomed into.
Kamin’s Navy Story
What led to Kamin joining the Navy? As a 12-year-old, Kamin would sneak into her older brother’s room and put on his “cover” (hat) and dress sword. Kamin’s older brother was a part of the Navy Reserve Officer Training Corps. Kamin was fascinated with the sword, saluting, and allure of
Who is Kamin Samuel?
Dr. Kamin Samuel is a passionate philanthropist and successful business and executive coach. She is also a former U.S. Navy helicopter pilot—the first African American woman to serve in this role. After her military service, Kamin worked as a web developer and quickly rose through the ranks of corporate America. She eventually became Vice President of Online Merchandising and Vice President of Global Website Operations at a billion-dollar company. Kamin now uses her extensive experience to help professionals achieve their goals. She has a Ph.D.
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traveling the world—all things the Navy affords to those who join. Another main factor for Kamin was traveling around the world and getting 30 days of “vacation” time, which is more than the private sector provided. All of these factors equaled joining the Navy in Kamin’s mind. As a second-semester college senior, Kamin officially decided to join the Navy (the only branch she considered joining) but went back and forth between logistics and aviation. The Navy, perhaps aware of the opportunity to shatter a “glass ceiling,” pushed her request to join as an aviator instead of the supply core, which better fit with Kamin’s eternal love of business and computers. Kamin received her commission from the Navy’s Aviation Officer Candidate School. She was only the second African American female to become a Naval Aviation Officer and the first African American female helicopter pilot in the Navy. Without question, that is a big deal! When asked if she felt like the Navy pushed her forward in part, if not in whole, because of her race and gender, her gracious response was, “It might have had something to do with a quota or bonus points for putting me forward. However, I still had to work very hard and pass all the requirements.” She is proud to have finished at the top of her class in aviation training, especially since she admits, “I’m not an athlete.” Kamin proudly served in the Navy for nine years. So why did she leave a blooming career in the Navy?
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Since childhood, Kamin has dreamed of running a big business and helping people. Staying in the Navy and flying would not have allowed her to fulfill her lifelong dream.
Overcoming a Financial Storm and Suicidal Thoughts
If this was a made-for-TV movie, Kamin would have left the military and had smooth sailing. However, life is real, and her life took an unexpected spiral downward before she rebounded and took off as a successful entrepreneur. Out of the military, Kamin was part of a direct sales company and found herself way overleveraged on her credit cards due to the inventory levels she was holding. This fall from the mountaintop of being a successful pilot and owning two homes to being broke and nearly homeless was financially devastating, and Kamin was forced to file for bankruptcy. She endured extreme mental stress over failing financially, which led her to contemplate suicide one day. She was in her kitchen staring at knives on the counter, thinking she could simply “end it all” right then and there. No one in her inner circle knew how much the stress affected her desire to continue living. One thing that helped Kamin overcome her internal battle was committing mentally not to allow herself to entertain the thought of suicide ever again.
Rewriting the Script by Rewiring her Mind
The world is better for having Kamin in it. She successfully
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